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	<title>Deborah Baxley</title>
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	<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com</link>
	<description>International Smart Payments Technology</description>
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		<title>Top Contributor 2011 Payments Council Activities</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/22/top-contributor-2011-payments-council-activities/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/22/top-contributor-2011-payments-council-activities/#comments</comments>
		<pubDate>Fri, 22 Jun 2012 22:45:20 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=418</guid>
		<description><![CDATA[For the 3rd year in a row, I was chosen as one of three Top Contributors  to the Smart Card Alliance Payments Council http://tinyurl.com/7oopcyy &#160; &#160; &#160; &#160;]]></description>
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		<title>Contactless Cards Move Ahead in Mass Transit, But Stall Elsewhere</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/20/contactless-cards-move-mass-transit-stall/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/20/contactless-cards-move-mass-transit-stall/#comments</comments>
		<pubDate>Wed, 20 Jun 2012 00:06:55 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[contactless]]></category>
		<category><![CDATA[transit]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=413</guid>
		<description><![CDATA[I&#8217;m quoted in PaymentSource today, June 19, 2012   http://www.paymentssource.com/news/contactless-cards-mass-transit-open-loop-emv-mobile-3011004-1.html# &#8230;Consumers&#8217; acceptance of contactless cards at the retail point of sale will drive banks&#8217; future issuing decisions more so than whether the cards could be accepted for mass transit, Deborah Baxley, principal at Capgemini Financial Services, tells PaymentsSource. &#8220;The conundrum for issuers is that other than [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Gamification, Mobile Payments and EMV &#8211; Insights from Card Forum and NFC Solutions Summit 2012</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/03/gamification-mobile-payments-emv-insights-card-forum-nfc-solutions-summit-2012/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/06/03/gamification-mobile-payments-emv-insights-card-forum-nfc-solutions-summit-2012/#comments</comments>
		<pubDate>Sun, 03 Jun 2012 18:52:00 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[Gamification]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=409</guid>
		<description><![CDATA[I had the opportunity to attend two great payments conferences in the past month – Card Forum in Orlando, and NFC Solutions Summit in San Francisco.  It got me to thinking about all the exciting developments on the horizon for payments.  Two new made-up buzz words you often hear lately: Gamification and Appification. Gamification refers [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I&#8217;m on the Radio!  Thursday April 12, 2012, 2pm edt Mirror, Mirror on the Retail Payments Wall, Which Countries are the Most Innovative of Them All? – And What that Means to Your Business</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/04/11/radio-thursday-april-12-2012-2pm-edt-mirror-mirror-retail-payments-wall-countries-innovative-all-%e2%80%93-means-business/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/04/11/radio-thursday-april-12-2012-2pm-edt-mirror-mirror-retail-payments-wall-countries-innovative-all-%e2%80%93-means-business/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 23:33:02 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Africa]]></category>
		<category><![CDATA[alternative payments]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[one million acts of payments innovation]]></category>
		<category><![CDATA[Payment]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=398</guid>
		<description><![CDATA[Mirror, Mirror on the Retail Payments Wall, Which Countries are the Most Innovative of Them All? – And What that Means to Your Business To be broadcast Thursday April 12, 2012 2pm edt Hosted by Té Revesz We are seeing a revolution in retail payments, but would you believe that the greatest innovations are coming [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>May 21 NYPAY Event &#8211; An Investor’s View of Payments: Opportunities and Risks</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/04/11/21-nypay-event-investor%e2%80%99s-view-payments-opportunities-risks/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2012/04/11/21-nypay-event-investor%e2%80%99s-view-payments-opportunities-risks/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 19:58:47 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[alternative payments]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NYPAY]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=386</guid>
		<description><![CDATA[We have assembled investors, an analyst, and a serial entrepreneur to talk about opportunities – and risks &#8211; in the payments space.  Register here.  Té Revesz, consultant and host of weekly radio show Global Reach, will lead the discussion on: Sweet spots: What big payment problems are yet to be solved? What are the hot [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Mobile Payments – Seizing the Opportunity &#8220;Down Under&#8221;</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/11/07/mobile-payments-%e2%80%93-seizing-opportunity-down-under/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/11/07/mobile-payments-%e2%80%93-seizing-opportunity-down-under/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 22:13:39 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[alternative payments]]></category>
		<category><![CDATA[business model]]></category>
		<category><![CDATA[contactless]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[PayPal]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=362</guid>
		<description><![CDATA[A jam-packed audience of more than 80 Australian banking executives huddled to discuss the future of mobile payments in Sydney, Australia on November 4, 2011.  I had the privilege of running this closing session of FST Media’s 6th Annual Technology &#38; Innovation – the Future of Banking &#38; Financial Services,  The participants were eager to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Should NFC Be Harder to Ignite than GPS &#8211; Capgemini’s NFC World Congress Critique</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/10/27/nfc-harder-ignite-gps-capgemini%e2%80%99s-nfc-world-congress-critique/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/10/27/nfc-harder-ignite-gps-capgemini%e2%80%99s-nfc-world-congress-critique/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 00:43:37 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Barclaycard]]></category>
		<category><![CDATA[Citizi]]></category>
		<category><![CDATA[East Japan Railway]]></category>
		<category><![CDATA[GSMA]]></category>
		<category><![CDATA[Market Entry Strategies]]></category>
		<category><![CDATA[microSD]]></category>
		<category><![CDATA[MNO]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[NFC World Congress]]></category>
		<category><![CDATA[Nice]]></category>
		<category><![CDATA[Orange]]></category>
		<category><![CDATA[QR codes]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=348</guid>
		<description><![CDATA[Fantastic weather and panoramic views provided the setting for the &#8220;NFC World Congress &#8211; Business and Strategies for the NFC Market and Ecosystem&#8221; in the French Riviera September 19-21, 2011.  The importance of Nice as host city cannot be overstated since it was the first of nine French cities benefiting from €420 million in federal [...]]]></description>
		<wfw:commentRss>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/10/27/nfc-harder-ignite-gps-capgemini%e2%80%99s-nfc-world-congress-critique/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>1 Million Acts of Payments Innovation: Intersection of Developed and Developing Markets</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/08/31/1-million-acts-payments-innovation-intersection-developed-developing-markets/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/08/31/1-million-acts-payments-innovation-intersection-developed-developing-markets/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 14:21:40 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Capgemini]]></category>
		<category><![CDATA[Cisco]]></category>
		<category><![CDATA[ICICI]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[M-Pesa]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[Obopay]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[Payments Market]]></category>
		<category><![CDATA[YuCash]]></category>

		<guid isPermaLink="false">http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/?p=283</guid>
		<description><![CDATA[The mobile phone is the first ubiquitous communication device in human history, paving the way for the most revolutionary event in the history of finance. As a consequence, mobile payments are an unprecedented opportunity to address four billion people in emerging markets. On August 10, 2011, 300 passionate payments innovators from 27 countries ranging from [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>One Million Acts of Payments Innovation Continues  – with Social Media</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/07/12/one-million-acts-of-payments-innovation-continues-%e2%80%93-with-social-media/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/07/12/one-million-acts-of-payments-innovation-continues-%e2%80%93-with-social-media/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 20:25:17 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[one million acts of payments innovation]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">http://deborahbaxley.wordpress.com/?p=105</guid>
		<description><![CDATA[One Million Acts of Payment Innovation “Social Media 3.0 &#8211; Opportunities &#38; Risks to Financial Institutions,” responded to top-of-mind issues like “What’s the ROI?”  Some people say there isn’t one. Erik Qualman of Socialnomics famously says “The ROI of Social media is your business will still exist in 5 years.”  But, how do you sell [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Our Journey Toward One Million Acts of Payments Innovation</title>
		<link>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/06/12/our-journey-toward-one-million-acts-of-payments-innovation/</link>
		<comments>http://www.deborahbaxley.com.php5-23.dfw1-2.websitetestlink.com/2011/06/12/our-journey-toward-one-million-acts-of-payments-innovation/#comments</comments>
		<pubDate>Sun, 12 Jun 2011 21:23:56 +0000</pubDate>
		<dc:creator>deborahbaxley</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[contactless payments fraud US credit debit smart cards]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[one million acts of payments innovation]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[Payments]]></category>

		<guid isPermaLink="false">http://deborahbaxley.wordpress.com/?p=95</guid>
		<description><![CDATA[On March 22, 2011, we had an historical moment – One Million Acts of Payments Innovation. Four firms – Capgemini,Cisco, Payments Market, and Access Group – are committed to creating a space for leadership and causing acts of innovation. We realize that the payments industry is unique because it’s a network – unless we collaborate nobody can accomplish anything. [...]]]></description>
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